Fees and Expenses
We do not charge you fees, expenses, or any other amount for any financial advice provided to you. We are paid by the product provider in the form of commission. However, we may charge a fee for the financial advice provided to you if you cancel a life or health insurance policy within 2 years of inception. Whether a fee will be a charged and the manner in which it will be charged will be advised at the time the advice is provided to you.
Our Process
Initial Conversation
We begin with an initial conversation and this is where we find out all about you, your goals and what is important to you in life. This tells us what is valuable to you that you may want to protect.
Statement of Advice
We can now put together a full Statement of Advices including quotes and recommendations that will be the best fit. We will then present this to you help you to decide the best insurance plan for you.
Application Process
Once you have decided on the insurance you would like to take, we will run through a full application. We then present this to insurance companies who will assess your application and then present you an offer of insurance.
You Are Now Covered
Once you accept this offer of insurance, you are now covered. We will make sure everything is set up correctly so that this process always runs smoothly if anything were to happen.
